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Credit References & Agencies What is a Credit Reference? A credit reference or report is a piece of information that assesses your ability to pay debts based on history, income, personal background and various other factors. Such factors can include the place where you live and the credit references of those who live with you. Banks, building societies and loan companies - in fact most companies that provide services based on ongoing payments (eg. phone companies) - will consult a credit reference agency to see your credit report before providing a service to you. What is a credit reference agency? A credit reference agency is an organisation that collects financial data. When an application for a credit card or any other type of financial product is made, a credit reference agency is consulted to assess the financial risk associated with an applicant.

Thu Jul 29 2010 News A view to the future: investing in the young Country-house opera wonders where it will get its next million Katie Nicholl on when to expect a royal engagement Oona King to run as Labour candidate for mayoral election Twitter users still agree with Nick Welcome to the new Reuters.co.uk Political theatre unfolds according to script Budget for votes riskily delays UK debt pain Not the social media election Jeremy Hunt unveils Tory technology platform

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